Terms of Service

Effective Date: January 27, 2025

Welcome to CosmicIQ!

CosmicIQ, Inc. (“CosmicIQ,” “we,” “us,” or “our”) provides users with access to our website (the “Website”), mobile application (the “App”), and associated services (collectively, the “Services”). These Services include features such as horoscopes, moon phases, tarot card readings, human design insights, daily affirmations, and compatibility analysis.

By accessing or using the Website, App, or Services, you agree to these Terms of Service (“Terms”), which include our Privacy Policy. Please read these Terms carefully. If you do not agree to any part of these Terms, do not use our Services.

We reserve the right to update these Terms at any time. Changes will be effective upon posting. Continued use of the Services indicates your acceptance of the updated Terms.

1. Description of Services

CosmicIQ provides tools for exploring personal insights, including astrology-based reports, tarot card readings, moon phase tracking, and compatibility analysis. These tools are for informational and entertainment purposes only and are not a substitute for professional advice.

Subject to compliance with these Terms, CosmicIQ grants you a limited, non-transferable, revocable license to use the Services for personal, non-commercial use.

2. Eligibility

Users must be at least 13 years old to access the Services.
Users under 18 must have parental or guardian consent.
Certain features may be restricted to users 18 years and older.

3. Account Registration

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately of any unauthorized use.

4. User Conduct

By using the Services, you agree to:

Use the Services only for lawful purposes.
Refrain from posting harmful, abusive, or illegal content.
Respect the intellectual property and privacy rights of others.

Prohibited behaviors include:

Uploading malicious software or engaging in data scraping.
Harassing or impersonating other users.
Violating applicable laws or these Terms.

We reserve the right to suspend or terminate accounts that violate these guidelines.

5. Intellectual Property

All content provided by CosmicIQ, including text, graphics, audio, and code, is owned by or licensed to us. You may not copy, modify, or distribute our content without prior written consent.

6. Payments and Subscriptions

Certain features may require payment or subscription. By making a purchase, you agree to our billing policies. Subscriptions automatically renew unless canceled before the renewal date. Refunds are handled according to app store policies (e.g., Apple App Store or Google Play).

7. Privacy

Your use of the Services is subject to our Privacy Policy, which governs how we collect, use, and protect your information.

8. Disclaimer of Warranties

CosmicIQ provides the Services on an “as is” basis. We make no warranties regarding accuracy, reliability, or suitability for any purpose.

9. Limitation of Liability

CosmicIQ is not liable for any indirect, incidental, or consequential damages arising from your use of the Services. Our total liability will not exceed the amount you have paid us in the last six months.

10. Dispute Resolution and Arbitration

Disputes will be resolved through binding arbitration, and you waive the right to participate in class action lawsuits.

11. Termination

We reserve the right to suspend or terminate your access to the Services at any time for violations of these Terms.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us at support@cosmiciq.com.